Financial Planning Access Umbra

The conversation around financial planning access has been shifting in recent years, especially as more advisors look for ways to serve clients who don't fit the traditional high-net-worth mold. The standard model, where advisors charge a percentage of assets under management (AUM), has long created an inherent conflict: the more assets a client has, the more the advisor earns. This dynamic tends to push advisors toward wealthier clients, leaving a large middle market unders